DAS is a formal debt repayment scheme designed to enable people who are struggling with debts to pay them off at an affordable rate over a reasonable length of time in a Debt Payment Programme (DPP).  As it is a statutory scheme under Scottish legislation, creditors have a legal obligation to stop any further interest and charges and cannot take any further action to recover the debts from you whilst you are in an approved DAS DPP.

It is relatively quick and easy to set up a DAS DPP and there is no charge to you for doing so.

Eligibility for DAS

Advantages of DAS

Disadvantages of DAS